This Life Unowned examines the relationship between money, happiness and personal choice - and why conventional measures of financial success so often fail to produce fulfilling lives.
Using the original Wealth Wagon framework, the book reveals how careers, education, consumer behaviour, saving and investing interact over a lifetime. It combines practical financial guidance with insights from psychology, behavioural economics, philosophy and history, presenting complex subjects through accessible explanations, memorable analogies and questions that encourage deeper reflection.
The book also looks beyond individual finances to explore the systems that influence our choices, from modern consumerism and retirement structures to inherited wealth and the widening divide between asset ownership and the everyday economy. Readers are encouraged not simply to follow prescribed financial rules, but to understand the forces behind them and make more deliberate decisions.
Learning continues through dedicated teaching resources and the interactive Wealth Wagon app. Together, these tools enable educators and learners to test different scenarios, explore the long-term consequences of financial choices and connect abstract concepts with decisions they will encounter in real life.